I am 41 and have never owned my home, and I have always had a valid
At first, buying a home wasn't an option for us. We either didn't make enough money or our credit was too atrocious to even consider it. Well, those things are changing. We make a good living, and with that I have managed to rebuild our credit to a decent level.
But for the first time in my life, I feel like I only have to be responsible to myself and Mr. P, and I am not convinced I am ready to give up three times a year vacations for a new roof or wiring. I don't know if I want to spend weekends doing home repair and yardwork, when I can just call the rental people. I know, I know...it is a tax deduction...BUT, my argument there is that the mortgage I am willing to take on with the rate I am thinking I will get, will not put us into the Itemized Deduction category anyway...so no tax break...we could be building equity, not just paying rent, true. But if anything catastrophic breaks, I am not responsible...I call the people...not sure I want to be the people.
But all that aside, we have an appointment to go look at a house tomorrow at 1pm. It is a great location on a street we love. It is a bizarre, cute, older house---big kitchen, fireplace, deck. Big yard. But the price is WAY too right--about $20 a square foot less than the norm around here...
I know what we spent to get a RENTAL to my standards...what the hell will I want to spend to get a home I OWN to standards when I don't have the fall back of..."it's just a rental"... ugh.
Why did you buy?